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Maximum Limits for Pell Grant and Loans

There are limits on the amount of Subsidized, Unsubsidized, and Pell Grant funds you can receive in a given year and degree program.

Annual and Lifetime Loan Limits

are based on your聽听补苍诲听academic class level/student classification. Once you meet or exceed the amounts set by the government we cannot award any more federal loans to you.

Check your current loan balances on under 鈥淢y Account鈥� or log in with your FSA ID at the聽website.

Type of StudentDependent StudentDependent StudentIndependent StudentIndependent Student
Academic StandingAnnual LimitLifetime Limit
Annual Limit
Lifetime Limit
Freshman
First Year Undergraduate		$5,500
(Max $3,500 in subsidized loans)		$31,000
(Max $23,000 in subsidized loans)		$9,500
(Max $3,500 in subsidized loans)		$57,500
(Max $23,000 in subsidized loans)
Sophomore
Second-Year Undergraduate		$6,500
(Max $4,500 in subsidized loans)		$31,000
(Max $23,000 in subsidized loans)		$10,500
(Max $4,500 in subsidized loans)		$57,500
(Max $23,000 in subsidized loans)
Junior / Senior
Second Undergraduate
Third Year and Beyond		$7,500
(Max $5,500 in subsidized loans)
$31,000
(Max $23,000 in subsidized loans)		$12,500
(Max $5,500 in subsidized loans)
$57,500
(Max $23,000 in subsidized loans)
Graduaten/an/a$20,500
(Unsubsidized Only)		$138,500
(Max $65,500 in subsidized loans. The graduate aggregate limit includes all federal loans received for undergraduate study)

Pell Grant Limits

are awarded annually based on financial need, enrollment, and cost of attendance.聽.

  • The maximum Federal Pell Grant award is $7,395 for the 2025鈥�2026 award year.
  • The Pell Grant is available for undergraduate students seeking their first bachelor degree for up to the equivalent of six full-time years of funding. Learn more about .
  • 罢丑别听website can provide聽your current Pell Grant usage percentage.