There are limits on the amount of Subsidized, Unsubsidized, and Pell Grant funds you can receive in a given year and degree program.
Annual and Lifetime Loan Limits
are based on your听听补苍诲听academic class level/student classification. Once you meet or exceed the amounts set by the government we cannot award any more federal loans to you.
Check your current loan balances on under 鈥淢y Account鈥� or log in with your FSA ID at the听website.
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| 听 |
Dependent Student |
Independent Student |
| 听 |
Annual Limit |
Lifetime Limit |
Annual Limit |
Lifetime Limit |
Freshman
First Year Undergraduate |
$5,500
(Max $3,500 in subsidized loans) |
$31,000
(Max $23,000 in subsidized loans) |
$9,500
(Max $3,500 in subsidized loans) |
$57,500
(Max $23,000 in subsidized loans) |
Sophomore
Second-Year Undergraduate |
$6,500
(Max $4,500 in subsidized loans) |
$31,000
(Max $23,000 in subsidized loans) |
$10,500
(Max $4,500 in subsidized loans) |
$57,500
(Max $23,000 in subsidized loans) |
Junior / Senior
Second Undergraduate
Third Year and Beyond |
$7,500
(Max $5,500 in subsidized loans) |
$31,000
(Max $23,000 in subsidized loans) |
$12,500
(Max $5,500 in subsidized loans) |
$57,500
(Max $23,000 in subsidized loans) |
| Graduate |
n/a |
n/a |
$20,500
(Unsubsidized Only) |
$138,500
(Max $65,500 in subsidized loans. The graduate aggregate limit includes all federal loans received for undergraduate study) |